I noted his speech and Louise e-mailed saying she enjoyed it but "what does he stand for in terms of policy proposals?"
Here's a proposal he made in April:
Debt Free College
Today, our kids aren’t getting the same bargain that my dad did. The vast majority of students – 70 percent – are now graduating with debt. On average, they’re carrying loans big enough to buy a nice car or cover the bulk of a down payment on a new house. But instead of making those investments, or starting a family or a business, they’re struggling to keep up with student loan payments or risking default.
The result: total student loan debt in our country is $1.3 trillion and growing. First-time buyers are purchasing a smaller share of houses, and people under 30 a smaller share of businesses, than at any time since the late 1980s. And the problem will only get worse. Although the average tuition at a public four-year college has more than tripled over the past 30 years, the typical family’s income has barely budged.
One might ask how this nation fell from first in the world to fourteenth in producing college graduates.
We did it one onerous student loan at a time.
In Maryland, we saw these trends and refused to give up. We froze tuition at public four-year institutions, while making investments in universities, community colleges, and financial aid to help make up the difference. We took steps to make sure our high school students were graduating with a degree that’s worth something, and with some college credit or technical training already under their belt.
But like any state, we couldn’t solve the problem on our own. To really make a dent in student debt, the federal government will have to act.
Fortunately, the solutions are simple and straightforward.
First, Congress must allow students to refinance the debt they already have. Because unlike homeowners or businesses, student borrowers can’t refinance their loans.
This is outrageous. If we were able to bail out big banks, we can figure out a way to refinance college loans.
It’s also a big problem. Although Congress lowered student loan interest rates in 2013, they only extended the fix to new borrowers. That leaves millions of existing borrowers piling up debt at interest rates at or above 7 percent. Because Congress set the high rates, Congress has the power to fix them.
Second, we should cap the monthly payments on students’ loans, so that students whose passion is teaching or policing or national service can pursue their dreams without worrying about debt or default.
The good news is that we already have programs in place to do this. Numerous “income-based repayment” programs are available, and the Obama Administration recently expanded students’ access to them.
But enrollment in the programs is low. A better policy would be to make income-based repayment automatic, then let kids opt out if they want to.
In addition, all low- and middle-income students enrolled in the programs should have their minimum monthly loan payments capped at 10 percent of their take-home pay. In many cases, this would save students hundreds of dollars on their payments every month. And all borrowers who take advantage of these programs would eventually have the balance on their loan forgiven.
Alone, these two proposals – letting students refinance their loans, and capping their loan payments – will go a long way toward relieving student debt. They are smart, common sense policies that would make millions of students better off.
To be sure, to end the student debt crisis for good we have to make college affordable for everyone. We can’t afford to make loans easier to pay off, only to have colleges keep raising tuition costs. And we must hold colleges that receive federal aid dollars accountable for directing aid toward the students who need it most — by tying the receipt of aid to schools’ performance on that score, or rewarding schools that excel at making college affordable.
Our ultimate goal must be for every student, most especially low-income and middle-class students, to be able to go to college debt-free. But making sure our students get a far better deal on their loans is a crucial first step.
I think that's something many of us can get behind.
My husband and I both graduated college with student loans and huge debt.
Because we didn't get married at 23 and were lucky to get solid jobs, we were able to pay off those loans.
But I have so many friends who work hard and are still paying on their loans.
Probably will be for 20 years or more.
This is C.I.'s "Iraq snapshot:"
Monday, June 1, 2015. Chaos and violence continue, the refugee crises continues, Haider al-Abadi scapegoats others for his failures, US Secretary of State John Kerry breaks a leg (which may be good news for the conference on how to neutralize the Islamic State), and much more.
In the biggest news out of Iraq today, Alsumaria reports that Prime Minister Haider al-Abadi went on state TV today to criticize the international coalition for its failure -- its failure -- to keep foreign fighters out of Iraq.
Don't you hate when that happens?
When other countries won't protect your country?
Shouldn't you be able to just sit on your lazy all day and let other countries fight your battles for you? Well shouldn't you?
Ingratitude.
Haider was installed by US President Barack Obama. He's the latest US puppet.
And what a whiny little puppet he is.
He's been put in charge of one of the richest countries in the region and all he can do is Bitch, Moan and Whine.
He can't fix anything because he won't try -- and maybe Barack really doesn't want anything fixed -- remember planned chaos was always the US strategy for Iraq.
But he really needs to grow the hell up.
If only not to be such a joke on the international stage.
But maybe he can't help that? Maybe he was put in place to play the bumbling fool?
RT notes, "Iraq has admitted that ISIS jihadists captured huge caches of US-made weapons, including thousands of Humvees seized from Iraqi forces retreating from Mosul last year."
Yeah and how much did the Islamic State pick up in Ramadi last month when it fell to the Islamic State as Haider's forces fled?
How's Haider dealt with that?
Oh, right!
Insisting it didn't happen.
Insulting those who told the truth (including US Secretary of Defense Ash Carter).
Saying they must have their facts wrong.
Iraqis Spring MC notes that Baghdad Provincial Council declared bankruptcy and will be cutting the salaries of over 3,000 employees.
Iraqi Spring MC notes the devastation and hardship that Ramadi refugees are living under.
Alsumaria reports UNICEF is stating Iraq is close to catastrophe and that $500 million is needed just to meet relief needs and over 8 million Iraqi need urgent humanitarian aid.
But instead of focusing on that, the UN has other concerns. The United Nations 'mission' in Iraq noted Sunday, "The Special Representative of the United Nations Secretary-General for Iraq (SRSG), Mr. Ján Kubiš welcomed the UN General Assembly Resolution on ‘Saving the Cultural Heritage of Iraq’, which was adopted unanimously on Thursday in New York." A little more focus on the things that actually matter -- human life -- would be appreciated.
Yesterday, Margaret Griffis (Antiwar.com) noted that "at least 4,007 [people] were killed and 897 were wounded" in Iraq in the month of May.
In today's violence, AFP reports, "A huge suicide attack on an Iraqi police base killed at least 37 people on Monday as an operation against the self-styled Islamic State group continued but looked far from retaking Ramadi." Iraqi Spring MC notes 1 woman was shot dead in Jabour area of Baghdad by government forces who were passing by. Margaret Griffis (Antiwar.com) counts 165 violent deaths across Iraq today. Dropping back to Sunday, government shelling left 3 children and 8 adult civilians dead in Falluja with twenty-one more people injured.
Government shelling?
It started under Nouri al-Maliki in January 2014. It's a War Crime. It's collective punishment -- targeting a civilian population. It's legally defined as a War Crime and seen as such by law and treaty by the US government -- when the US government chooses to acknowledge it.
In August of 2014, Nouri was out as prime minister and Haider al-Abadi was in.
September 13, 2014, he declared these crimes against humanity were over, that there would be no more bombing of the civilian population in Falluja. September 14, 2014, the Iraqi military continued its bombings. And they've continued every day since.
You're not pulling the nation together when you're lying. You're not bringing Sunnis into the process when they see you continue the crimes against the Sunnis in Falluja that began under Nouri.
You're not building trust at all when you can't keep your public promise -- especially when you can't even keep it for 24 hours.
June 19th, Barack declared the only answer to Iraq's crises was a political solution.
That's what the State Dept and envoys are supposed to be working towards.
What they were supposed to be working towards.
It's a year later this month.
Let's listen to Barack's special envoy (retired general) John Allen play toy soldier yet again in an interview with Sky News.
QUESTION: (In progress) the Coalition’s campaign (inaudible) recent loss, say, of Ramadi, and indeed, of Palmyra.
GEN ALLEN: Let me – let me put it in the context of where we’ve come from, I think, to give you a sense of where hopefully we will go. We’re about nine months into the organization of the Coalition. It didn’t exist even this time last year, and we’re coming up on the one-year acknowledgement or the anniversary of the events in northwest Iraq. And in a relatively short period of time, 62 countries and organizations came together ultimately to deal with this threat of Daesh – the Arabic acronym.
In that time, we have seen a significant element within the Coalition contribute military capacity both in terms of air power, trainers, the trainers in the context of building the capabilities of the Iraqi Security Forces overall, providing camps and trainers for the train and equip program with respect to Syria. We’ve had elements within the Coalition volunteer and organize to provide for assistance to the liberated populations as the campaign unfolds. That stabilization effort is going to be vital. Other members of the Coalition are going to support the recovery and the employment of the Sunni Iraqi police in the Sunni provinces as they are liberated. That’s a lot of work in the space of nine months.
Allow me to provide some context for Allen. (A) He now works for the State Dept and all he's described is what DoD should be doing. (B) Political solutions need coaxing and they need working. Allen and his roll dog Brett McGurk (also with the State Dept) have failed at everything.
But the only way that Brett knows to counter the Islamic State is non-diplomatically.
John Kerry won't be participating because the 70-plus-year-old foolishly decided he'd bicycle in France and broke his leg.
At the US State Dept press briefing today, spokesperson Marie Harf insisted:
The Secretary is in good spirits and he is en route back to Boston as we speak for treatment for his broken leg. His doctor, Dr. Dennis Burke, is accompanying the Secretary to Boston to monitor his condition and ensure he remains comfortable and will be treating him once he’s back in Boston at Massachusetts General Hospital.
The Secretary’s made a number of calls to his counterparts today, including to the French foreign minister and the Spanish foreign minister to personally, with the Spanish, convey his deep regret in not being able to travel to Madrid for our bilateral meetings that we had scheduled and also to Foreign Minister Fabius, of course, expressing his regret that we won’t be at – he won’t be at the anti-ISIL meeting tomorrow. He will, though, be calling – or be remotely participating in the anti-ISIL meeting. When we have more information about that we will get it to folks. He also has made a number of calls to White House and State Department officials, including speaking with the President.
Well at least the broken leg gives John (yet) another excuse for not working on diplomacy or towards a political solution for Iraq.
John's broken leg might be the best thing for the anti-ISIL meeting. AP reports that Lauren Fabius, the Foreign Minister of France, has stated there must be a sense that the Iraqi "government is inclusive" to combat the Islamic State effectively.
Maybe the inability to do anything to work towards that political solution is responsible -- even in part -- for the public's distaste for Barack's plan or 'plan'?
While those allegedly tasked with working towards a political solution ignore said solution, others aren't shy about pointing out what's needed. Jonathan Marcus (BBC) interviews David Petraeus, retired US General and former CIA Director:
The keynote of the Petraeus approach today is as it always was - the need for the political and military aspects of strategy to march closely in step.
"You cannot deal with an industrial-strength extremist problem just with force of arms," he said. "You have to have that political component as well."
Political change has to start at the top. Above all, Gen Petraeus says, "the Sunni Arabs have to be given incentives to support the new Iraq rather than to oppose it".
That's what Barack was supposed to have been pursuing -- by his own words -- for a year now. But it hasn't happened.
So is John Allen just blowing him off? Is John Kerry blowing him off? Is the entire State Dept in open rebellion against the White House?
Or have they all spent too long playing soldiers (from a very safe distance) and too little time doing their actual jobs?
Today, the New York Times editorial board offers:
The best chance of quickly responding to the Islamic State would be to get weapons and training directly into the hands of Sunni tribal fighters in Anbar. But the Shiite-led central government, which wants to control the weapons, has resisted that, just as it has resisted integrating those Sunni units into a provincial-based, government-paid national guard. It has instead relied increasingly on Shiite-based militia, some backed by Iran, to fight against ISIS, thus worsening the country’s sectarian divisions and expanding Iran’s influence. Given the urgent threat, the Americans should consider working more directly with the Sunni tribes if Baghdad continues to refuse.
It's a shame that the editorial board was silent when Congress was considering this in April. Remember that?
Various Shi'ite leaders (not all) were threatening harm to the United States because the Congress was considering directly arming the Kurds and the Sunnis?
And this was under reported or it was ignored.
The press did have time to lie and call it a Republican proposal despite it passing out of Committee on a huge bi-partisan vote.
Various outlets acted as if the Congress was proposing something extreme and illegal. They rushed to distort what the bill said, what the bill would mean and who supported it.
Now events have made it even more obvious how much the bill is needed.
iraq
antiwar.com
margaret griffis
In the biggest news out of Iraq today, Alsumaria reports that Prime Minister Haider al-Abadi went on state TV today to criticize the international coalition for its failure -- its failure -- to keep foreign fighters out of Iraq.
Don't you hate when that happens?
When other countries won't protect your country?
Shouldn't you be able to just sit on your lazy all day and let other countries fight your battles for you? Well shouldn't you?
Ingratitude.
Haider was installed by US President Barack Obama. He's the latest US puppet.
And what a whiny little puppet he is.
He's been put in charge of one of the richest countries in the region and all he can do is Bitch, Moan and Whine.
He can't fix anything because he won't try -- and maybe Barack really doesn't want anything fixed -- remember planned chaos was always the US strategy for Iraq.
But he really needs to grow the hell up.
If only not to be such a joke on the international stage.
But maybe he can't help that? Maybe he was put in place to play the bumbling fool?
RT notes, "Iraq has admitted that ISIS jihadists captured huge caches of US-made weapons, including thousands of Humvees seized from Iraqi forces retreating from Mosul last year."
Yeah and how much did the Islamic State pick up in Ramadi last month when it fell to the Islamic State as Haider's forces fled?
How's Haider dealt with that?
Oh, right!
Insisting it didn't happen.
Insulting those who told the truth (including US Secretary of Defense Ash Carter).
Saying they must have their facts wrong.
Iraqis Spring MC notes that Baghdad Provincial Council declared bankruptcy and will be cutting the salaries of over 3,000 employees.
Iraqi Spring MC notes the devastation and hardship that Ramadi refugees are living under.
Alsumaria reports UNICEF is stating Iraq is close to catastrophe and that $500 million is needed just to meet relief needs and over 8 million Iraqi need urgent humanitarian aid.
But instead of focusing on that, the UN has other concerns. The United Nations 'mission' in Iraq noted Sunday, "The Special Representative of the United Nations Secretary-General for Iraq (SRSG), Mr. Ján Kubiš welcomed the UN General Assembly Resolution on ‘Saving the Cultural Heritage of Iraq’, which was adopted unanimously on Thursday in New York." A little more focus on the things that actually matter -- human life -- would be appreciated.
Yesterday, Margaret Griffis (Antiwar.com) noted that "at least 4,007 [people] were killed and 897 were wounded" in Iraq in the month of May.
In today's violence, AFP reports, "A huge suicide attack on an Iraqi police base killed at least 37 people on Monday as an operation against the self-styled Islamic State group continued but looked far from retaking Ramadi." Iraqi Spring MC notes 1 woman was shot dead in Jabour area of Baghdad by government forces who were passing by. Margaret Griffis (Antiwar.com) counts 165 violent deaths across Iraq today. Dropping back to Sunday, government shelling left 3 children and 8 adult civilians dead in Falluja with twenty-one more people injured.
Government shelling?
It started under Nouri al-Maliki in January 2014. It's a War Crime. It's collective punishment -- targeting a civilian population. It's legally defined as a War Crime and seen as such by law and treaty by the US government -- when the US government chooses to acknowledge it.
In August of 2014, Nouri was out as prime minister and Haider al-Abadi was in.
September 13, 2014, he declared these crimes against humanity were over, that there would be no more bombing of the civilian population in Falluja. September 14, 2014, the Iraqi military continued its bombings. And they've continued every day since.
You're not pulling the nation together when you're lying. You're not bringing Sunnis into the process when they see you continue the crimes against the Sunnis in Falluja that began under Nouri.
You're not building trust at all when you can't keep your public promise -- especially when you can't even keep it for 24 hours.
June 19th, Barack declared the only answer to Iraq's crises was a political solution.
That's what the State Dept and envoys are supposed to be working towards.
What they were supposed to be working towards.
It's a year later this month.
Let's listen to Barack's special envoy (retired general) John Allen play toy soldier yet again in an interview with Sky News.
QUESTION: (In progress) the Coalition’s campaign (inaudible) recent loss, say, of Ramadi, and indeed, of Palmyra.
GEN ALLEN: Let me – let me put it in the context of where we’ve come from, I think, to give you a sense of where hopefully we will go. We’re about nine months into the organization of the Coalition. It didn’t exist even this time last year, and we’re coming up on the one-year acknowledgement or the anniversary of the events in northwest Iraq. And in a relatively short period of time, 62 countries and organizations came together ultimately to deal with this threat of Daesh – the Arabic acronym.
In that time, we have seen a significant element within the Coalition contribute military capacity both in terms of air power, trainers, the trainers in the context of building the capabilities of the Iraqi Security Forces overall, providing camps and trainers for the train and equip program with respect to Syria. We’ve had elements within the Coalition volunteer and organize to provide for assistance to the liberated populations as the campaign unfolds. That stabilization effort is going to be vital. Other members of the Coalition are going to support the recovery and the employment of the Sunni Iraqi police in the Sunni provinces as they are liberated. That’s a lot of work in the space of nine months.
Allow me to provide some context for Allen. (A) He now works for the State Dept and all he's described is what DoD should be doing. (B) Political solutions need coaxing and they need working. Allen and his roll dog Brett McGurk (also with the State Dept) have failed at everything.
But the only way that Brett knows to counter the Islamic State is non-diplomatically.
John Kerry won't be participating because the 70-plus-year-old foolishly decided he'd bicycle in France and broke his leg.
At the US State Dept press briefing today, spokesperson Marie Harf insisted:
The Secretary is in good spirits and he is en route back to Boston as we speak for treatment for his broken leg. His doctor, Dr. Dennis Burke, is accompanying the Secretary to Boston to monitor his condition and ensure he remains comfortable and will be treating him once he’s back in Boston at Massachusetts General Hospital.
The Secretary’s made a number of calls to his counterparts today, including to the French foreign minister and the Spanish foreign minister to personally, with the Spanish, convey his deep regret in not being able to travel to Madrid for our bilateral meetings that we had scheduled and also to Foreign Minister Fabius, of course, expressing his regret that we won’t be at – he won’t be at the anti-ISIL meeting tomorrow. He will, though, be calling – or be remotely participating in the anti-ISIL meeting. When we have more information about that we will get it to folks. He also has made a number of calls to White House and State Department officials, including speaking with the President.
Well at least the broken leg gives John (yet) another excuse for not working on diplomacy or towards a political solution for Iraq.
John's broken leg might be the best thing for the anti-ISIL meeting. AP reports that Lauren Fabius, the Foreign Minister of France, has stated there must be a sense that the Iraqi "government is inclusive" to combat the Islamic State effectively.
Maybe the inability to do anything to work towards that political solution is responsible -- even in part -- for the public's distaste for Barack's plan or 'plan'?
The #ISIS campaign is as unpopular as the Iraq offensive before the 2007 surge http://cnn.it/1FQj0FR
While those allegedly tasked with working towards a political solution ignore said solution, others aren't shy about pointing out what's needed. Jonathan Marcus (BBC) interviews David Petraeus, retired US General and former CIA Director:
The keynote of the Petraeus approach today is as it always was - the need for the political and military aspects of strategy to march closely in step.
"You cannot deal with an industrial-strength extremist problem just with force of arms," he said. "You have to have that political component as well."
Political change has to start at the top. Above all, Gen Petraeus says, "the Sunni Arabs have to be given incentives to support the new Iraq rather than to oppose it".
That's what Barack was supposed to have been pursuing -- by his own words -- for a year now. But it hasn't happened.
So is John Allen just blowing him off? Is John Kerry blowing him off? Is the entire State Dept in open rebellion against the White House?
Or have they all spent too long playing soldiers (from a very safe distance) and too little time doing their actual jobs?
Today, the New York Times editorial board offers:
The best chance of quickly responding to the Islamic State would be to get weapons and training directly into the hands of Sunni tribal fighters in Anbar. But the Shiite-led central government, which wants to control the weapons, has resisted that, just as it has resisted integrating those Sunni units into a provincial-based, government-paid national guard. It has instead relied increasingly on Shiite-based militia, some backed by Iran, to fight against ISIS, thus worsening the country’s sectarian divisions and expanding Iran’s influence. Given the urgent threat, the Americans should consider working more directly with the Sunni tribes if Baghdad continues to refuse.
It's a shame that the editorial board was silent when Congress was considering this in April. Remember that?
Various Shi'ite leaders (not all) were threatening harm to the United States because the Congress was considering directly arming the Kurds and the Sunnis?
And this was under reported or it was ignored.
The press did have time to lie and call it a Republican proposal despite it passing out of Committee on a huge bi-partisan vote.
Various outlets acted as if the Congress was proposing something extreme and illegal. They rushed to distort what the bill said, what the bill would mean and who supported it.
Now events have made it even more obvious how much the bill is needed.
iraq
antiwar.com
margaret griffis
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